20 Best Money Making Online Ideas in 2021

20 ways to make money online in 2021

Are you looking for the best ways to make money online in 2021, not only in the US but also anywhere else in the world? You are at the right place, because today we are going to discuss plenty of ideas!

While it has been a long time since my first $100 online payday, I have learned about a plethora of various online money-making tactics since then. And I’d want to share them with you one by one. But first, let me provide some background on myself and my tale.

I started this very blog named toptut.com around 15 years ago. While my website currently generates a lot of passive revenue, I first created it as a marketing tool for my financial planning practice.

I didn’t know anything about digital marketing, social media, or SEO at the time. I had no fact you could make money online. Fortunately, I met some mentors who showed me how to use my online presence to earn real money along the road.

This was a significant mentality adjustment for me because, up until that point, the only way I knew how to earn money was to go out and obtain more clients. I didn’t realize it at the time, but blogging revenue would eventually replace my full-time employment.

Now that you’ve heard my time, let’s look at some ways you may start generating passive or active income with the internet. If you want to earn money online and in your leisure time, check out these 20 ways to make $100 or more each day:

Google Adsense

As a financial tutor, I had a lot of limitations when I first started my blog. As a result, employing Google Adsense was one of the only ways I could monetize at the time. Simply sign up for this income-generating approach, and Google will provide you with a code to copy and paste onto your website. Google will handle the rest, and you will be paid whenever someone clicks on your ads and/or makes a purchase.

Google Adsense

When I eventually added Google Adsense to my website, it took around three months to earn my first $100 payout. This is quite fantastic. However, many people have asked me how I made so much lot using. 

You should keep in mind that, as a financial advisor, the majority of the ads on my blog are for financial products that pay out handsomely. However, if your blog is in a different niche, such as food or fashion, your ads may take longer to pay off with your first $100 check.

Text Links

The second way I initially made $100 was through text links. If you’re not sure what text links are, check at any article on the web, and you’ll find highlighted words that you can click on to get to another web page.

text links to make money online

While I didn’t understand it for a long time, there are many businesses prepared to pay 100, 200, and even 1,000 USD or more for you to link from your website to theirs. But I was ecstatic when a couple of companies offered me $100 or more for simply placing a link into one of my blog pieces.

Unfortunately, I discovered that selling text links violate Google’s terms and conditions. So if you do this regularly, your website will suffer in the long run.

As a reason, selling text links is not a viable long-term revenue strategy. You can do it once in a while without consequences, but if you get greedy and overdo it, you’ll live to regret it.

Sponsored Content

A sponsored post is when a company pays you to promote its product or service on its website. While I first made $100 to $200 for each sponsored post I produced on Good Financial Cents, I gradually increased my rates.

sponsored content can make you a lot of money online in 2021

How much money can you earn? Alexis Schroeder of FITnancials, a blogger, claims to earn $3,000 a month from sponsored posts. However, other websites with more traffic might easily earn $20,000 or more for every sponsored post. The same is true forĀ Best Online Casinos for US Players, where you can earn a great deal of money by simply playing a game in your leisure time, and you don’t even need to post any sponsored posts, but that’s a whole different topic.

If you intend to offer sponsored posts, I strongly advise you to only deal with companies you believe in and feel comfortable promoting. Suppose you promote everything and everything without first ensuring that it corresponds with your principles. In that case, you are unlikely to acquire the trust of your readers. Over time, this could detract from your efforts to expand your website more than it helps.

Affiliate marketing

One of the most profitable ways to make money online is through affiliate marketing. When I was able to add affiliate connections to my website, I saw my income skyrocket in a couple of weeks!

make money online with affiliate marketing

Affiliates in the financial planning niche include online brokerages, online banks, and financial tools. These types of companies pay quite well if you are ready to promote them.

While the affiliates you work with will differ based on the niche, bear in mind that certain companies will pay you up to $100 each convert. With this kind of return on your time, it’s not difficult to start earning real money.

Display ads

Display ads are similar to Google Adsense in that the viewer does not need to click on the advert for you to make money. Consider display ads to be billboards on your website rather than on the side of the road.

With display ads, you are paid regardless of how many times your ads are viewed, and it doesn’t matter if you promote online slots or courses for young moms. Therefore, if a reason, as the traffic to your website develops over time, these ads will perform better for you.

Freelance writing

Suppose you don’t mind earning some of your money through active effort. In that case, freelance writing is another option for making money online. Another advantage of freelance writing is the opportunity to acquire visibility by writing for larger websites.

freelance writing

One of the first websites for which I wrote paid $150 for each article. Of course, it wasn’t a lot of money, but I utilized it to hone my writing talents and get my name out there. I don’t write to other people as much anymore. Still, I know plenty of freelance writers who make $250, $500, or even $1,000 or more for every article.

Some freelance writers I know earn six figures or more per year writing from home. This includes Holly Johnson, a blogger who earns more than $200,000 per year producing posts for various websites. If you want to be a freelance writer but need some help getting started, Johnson also has a course you may check into.

Obtaining New Clients for Your Company

When I first started my blog, I envisioned it as a marketing tool to help me gain new clients for my financial planning practice. This technique worked well since my online presence enabled me to gain authority and reach people I would not have reached otherwise.

If you run a service-based business of any kind, I would strongly advise you to start a blog or develop an online presence that you can utilize to attract new clients. This can help you expand your client base in the same way that I did, and it’s a lot more exciting than cold calling or dull lectures.


You can also use the internet to develop a coaching business if you have knowledge in a specific sector. This was something that happened by chance for me. As I grew my blog and brand, a flood of people approached me, wanting to know how I did it and how they could utilize the same concepts in their own businesses. While I initially provided free advice because I loved it, I later started charging a consultation fee.

The amount you earn is determined by the type of niche you end up in. For example, according to recent statistics, executive coaches make approximately $325 per hour, while business coaches make approximately $230 per hour. On the other hand, life coaches can charge around $160 per hour.

If you’re an expert in your profession and people ask you to “pick your brain,” you should start charging them. Your time, as well as your advice, is valuable!

Leads for Sale

After a few years of running Good Financial Cents, I started a second website called Life Insurance by Jeff. While we started this website to generate our own leads, we quickly found ourselves with so many that we couldn’t handle them all.

I eventually discovered that a few insurance companies were willing to pay for leads created by my website. However, these companies would pay between $35 and $100 for each lead, which is absurd. This was a huge eye-opener for me because I had no idea it was possible.

It’s also worth noting that it’s not just life insurance companies that are willing to pay for leads. In addition, there are numerous channels and lead generation tactics available, so make sure to evaluate all of your options.

Digital Goods

There are several digital products available, but there is always room for more. I’ve even got a few of my own!

If you join up for my free Make 1K Challenge, for example, where I show you how to establish a blog and make your first $1,000, I have a $7 upgrade that includes some PDFs and a behind-the-scenes film. While $7 may not seem like a lot of money, this one product allows me to quietly earn an extra $1,500 to $2,000 a month!

20 Best Money Making Online Ideas in 2021 - Making Money Online

The vast universe of printables is another example of a digital product. Many online businesses generate digital products that their clients may print at home, which they frequently make. While many bloggers have developed their own printable budget templates, food plans, or checklists, examples can also be found on Etsy.com.

Online Courses

I’ve already discussed my digital items, but bear in mind that you may make practically any digital product on your own. It may be a PDF, a video series, or a course – whatever you believe is appropriate for your business strategy. Just keep in mind that you must supply the products and make your product of top quality. If you sell junk solely to make a buck, you’ll quickly lose street cred.

In a previous post about how much YouTubers truly make, I wrote that some YouTube stars have their own courses. For example, popular real estate YouTuber Graham Stephan makes a ton of money selling real estate courses via his Real Estate Agent Academy. How does he earn such a large sum of money? His classes start at $497. That’s only one example; there are many more.

Investment Income

You, like everyone else, can open an online brokerage account and purchase ETFs or equities. For a long time, I’ve been able to make at least $100 every day from my investments, and this is some of my favorite income because it’s completely passive.

Keep in mind that it is critical to have traditional investments in addition to an online business that can help you generate passive income. Then, simply open an account, and you’re ready to begin.

There are many ways to invest on the internet these days that there is virtually no reason not to. I’m sick of making excuses, so start investing your money today to build long-term prosperity. 

Peer-to-Peer (P2P) Lending

I’ve been making money with P2P lending for a long time. Borrowers and investors can interact for mutually beneficial financial transactions through websites such as Lending Club. On the investing side, you can, for example, invest in crowdsourced loans for people all around the United States who need to borrow money. The returns on these loans are typically large. In addition, you can use these platforms to build additional passive income for yourself while simultaneously assisting others.

20 Best Money Making Online Ideas in 2021 - Making Money Online

Which peer-to-peer lending services should you join? A few years ago, David Galland of Gallan Research dug carefully into every alternative. Finally, he stated that the finest peer-to-peer platforms for investors were Lending Club, Prosper, Upstart, and Funding Circle.

Crowdfunded Real Estate Investing

There are other real estates investing websites available, but Fundrise.com is the one I continue to utilize to this day. With Fundrise, you deposit money into your account, and professional investors invest it on your behalf and pay you dividends. So if you want to invest in real estate without the hassles of being a landlord, this is a great option to get started with as little as $500.

Sponsored Social Shares

Like sponsored blog posts, sponsored social shares occur when a company pays you to post about them on social media, this might be on Facebook, Instagram, Twitter, or any other social media website.

20 Best Money Making Online Ideas in 2021 - Making Money Online

I don’t do much of this, but I know people who are paid to post images and chat about stuff like furniture, rugs, and children’s clothing. It’s almost comical to me how much money you can earn, and it’s astounding what people will pay for!

Offer Physical Goods

Back in the day, my partner and one of her business partners had a subscription box product called Happy Mommy Box. They had 1,000 customers who paid $35 each month for these adorable boxes full of things that happy mommies adore.

20 Best Money Making Online Ideas in 2021 - Making Money Online

She eventually became overwhelmed, and she and her partner decided to close the firm. This, however, merely goes to highlight the type of opportunity that exists.

Several popular YouTubers, for example, have their own storefronts where they sell tangible goods. Jeffree Star, for example, offers cosmetics, and Jake Paul sells a variety of fan apparel through his online store. You can also go to Etsy.com and find all kinds of businesses selling homemade soaps, unusual home decor, T-shirts, and pretty much anything else you can think of.

Another method my partners constantly earn money is by selling items on the internet. She usually sells our items through various Facebook groups. For example, we recently sold a wooden hutch that was given to her for free as part of a social media partnership.

Bottom line: Physical things can also help you earn real money, therefore make the many goods you could offer. This could mean dropshipping things you promote as an associate, but it might also mean creating your own product to sell.

YouTube Ads

Even though I started using YouTube in 2011, I didn’t switch on ads until 2017. When I eventually turned on the ads, I started earning $5,000 to $6,000 a month!

YouTube ads are simple to set up because all you have to do is enable them every time you submit a video. Obviously, as your readership grows, you’ll earn more money with this technique.

Websites Buying and Selling

People buy and sell websites constantly for a variety of reasons. And, if you know what to search for, it’s simple to purchase websites that can help you earn some passive money over time.

Flippa.com is a great place to check for websites and URLs that are currently for sale.

Brand Sponsorships

20 Best Money Making Online Ideas in 2021 - Making Money Online

This method works in tandem with sponsored content, but it is far more involved. When you partner with a brand, they often want more than just a sponsored post. In fact, they are frequently willing to pay for a sponsorship package that includes written content, videos, social shares, and more.

I’ve done a number of them over the years, and they can be highly profitable but also a major pain! However, suppose you’re prepared to jump through some hoops and have a sizable following. In that case, you should seriously consider corporate sponsorships as another option to earn money online.

Book or eBook

Finally, you may consider writing a book. I wrote a book called “Blogging Algorithm” several years ago, and I’m still selling copies. The expansion of my YouTube channel has played a significant role in this, for which I am forever grateful.

The wonderful thing about a book or an eBook is that once it’s out there, you can just keep selling it again and over. Plus, you may write a book on any subject you desire! So if you have an interest in a topic, activity, or idea, chances are that others do as well.


While these are some of the popular ways you can make money online, this is not an exhaustive list. For example, we didn’t discuss Facebook ads, retail arbitrage, membership organizations, or a slew of other tactics!

If you need to earn extra money on the side, keep in mind all of the numerous ways you can earn money utilizing the internet. Even though most of these tactics don’t sound like much fun to you, odds are that one of them is ideal for your lifestyle and goals. So to start earning money online, and I guarantee you won’t be sorry.

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