Did you know Nerdwallet+ membership can earn up to $350 in rewards each year? That’s a lot of savings on your grocery bills. Cash-back apps are changing the game for smart shoppers.
In this article, we’ll look at the top apps for cash back on groceries. We’ll cover their features, ratings, and rewards. These apps can help you save money, whether you love grocery shopping or just want to save.
Introduction to Cash Back Apps
Cash back apps are cool digital tools. They help you get rebates or discounts on things you buy every day. You can save money on groceries, gas, and online shopping.
These apps work by having you claim offers, buy things, and then submit receipts. Or, you can link your payment cards. This makes saving money easy and can add up over time.
Using cash back apps has many benefits. They help you save on things you need to buy. You can find offers for specific brands or store-wide discounts.
Also, you can use your cash back in different ways. You can get it in your bank, PayPal, or even gift cards. This gives you freedom to use your savings however you want.
| Key Benefits of Cash Back Apps | Statistics |
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In conclusion, cash back apps are a great way to save money. They offer many deals and discounts. This lets you save on things you already buy.
Fetch Rewards – Best for Everyday Purchases
The Fetch Rewards app is very popular. It helps you save money on groceries. But, you can also get Fetch Rewards cash back on other purchases. Just take pictures of your receipts to earn points.
These points can be used for gift cards from many stores. It’s easy to use the Fetch Rewards app. You don’t need to add offers or scan barcodes for points.
The app is rated 4.8/5 on Apple App Store and 4.6/5 on Google Play. People love how simple it is. They also like the Fetch Rewards grocery savings.
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Shopping for essentials or treats is easy with the Fetch Rewards app. It’s simple to use and offers many ways to redeem rewards. That’s why it’s a top choice for smart shoppers.
Shopmium – Best for Supermarket Staples
Looking to save on everyday grocery items? The Shopmium app could be your answer. It’s a cash-back app that focuses on supermarket staples. You can find savings on things like yogurt, laundry detergent, and more.
The app is easy to use. It’s not like some cash-back apps that have too many offers. Shopmium shows only a few deals at a time. This makes it simple to find and use the cash-back offers for things you buy often.
To get your cash back, just buy the featured product. Then, take a photo of your receipt and send it through the app. Shopmium will add the cash back to your account. You can get your money via PayPal in 48 hours. It has great reviews on the Apple App Store and Google Play.
Want to save on Shopmium grocery cash back essentials? Or just looking to cut costs on your supermarket trips? The Shopmium app is a great tool to help you save money.
RetailMeNot – Best from a Leading Coupon Site
If you love to shop, you might know RetailMeNot. It’s a top cash-back app and a big name in coupons. You can find and use coupon codes and get cash back on what you buy.
RetailMeNot is special because you can use more than one coupon at a time. This means you can save even more money. It has a great rating of 4.8/5 on Apple App Store and Google Play.
RetailMeNot has given out over $85 million in cash back to its users. You can get rewards at over 3,800 stores. You can even get cash back on gift cards, which is a cool feature.
“RetailMeNot has been a game-changer for my grocery shopping. I’ve been able to stack coupons and cash-back offers to save a significant amount on my weekly trips to the supermarket.”
If you want to save money on everyday things or big deals, RetailMeNot is a top choice. It has a big network of merchants and is easy to use. It helps you save more money.
Upside – Best for Gas and Grocery Cash Back
I love using Upside to save money on gas and groceries. It’s easy to use and helps me save at many places. This makes it perfect for my daily shopping.
Upside is great for saving on gas. You can get up to 10 cents back per gallon. This is especially good when gas prices are high.
Upside also helps with grocery shopping. You can get 5% cash back at many stores. It works with over 175 stores across the country.
What I like most is how easy it is to use. You just use your card and let Upside do the rest. No complicated steps or coupons needed.
Upside is very popular, with a 4.8/5 rating on Apple and 4.6/5 on Google. It has given over $700 million in cash back. People who use it a lot can save about $270 a year.
| Category | Average Cash Back |
|---|---|
| Restaurants | 8% |
| Grocery Stores | 5% |
| Convenience Stores | 12% |
| Gas Stations | 10 cents per gallon |
Upside is a must-have for saving money on gas and groceries. Its great offers and easy use make it the best app for these savings.
Ibotta – Best for Multiple Spending Methods
Ibotta is a great cash back app. It rewards you for shopping in-store, online, or eating out. You can earn Ibotta cash back in many ways.
To earn with Ibotta, just find offers in the app. Then, take a photo of your receipt after buying. You can also link your loyalty cards or make online purchases through the app. This way, you don’t need to upload receipts.
With Ibotta, you can save on groceries from over 500,000 places. This includes big names like Walmart and Kohl’s. You can save on many things, like travel and dining out too.
You can get your cash back through your bank, PayPal, or gift cards. Ibotta also gives you chances to earn more. This includes rewards for referrals and reaching shopping goals.
Ibotta gets high ratings on Apple App Store and Google Play. It’s a top choice for earning cash back on daily spending. Its easy use and many ways to earn make it the best app for cash back.
| Feature | Description |
|---|---|
| Earning Methods | In-store receipts, online purchases, linked loyalty cards |
| Eligible Purchases | Groceries, travel, retail, restaurants, and more |
| Payout Options | Bank account, PayPal, gift cards |
| Bonus Opportunities | Referrals, shopping milestones |
| Average Annual Savings | Over $256 |
Dosh – Best for Retail and Hotel Rewards
Dosh is great for earning cash back on shopping and hotels. Just link your card to the app. You’ll get cash back without scanning receipts.
Linking your card is easy. Dosh puts cash back in your wallet. Then, you can move it to your bank, PayPal, or Venmo. It’s easy, unlike apps that need you to scan receipts.
Dosh does more than just shopping rewards. You can also get cash back on hotels. It’s a top choice for Dosh retail/hotel rewards. Users love it for being easy and useful.
“Dosh makes it easy to earn cash back on my everyday purchases and hotel stays. I love how I don’t have to worry about scanning receipts – the app just takes care of it for me.”
Dosh is great for saving money on shopping and travel. Try it out and see how much you can save.
Receipt Hog – Best for Gamified Rewards
The Receipt Hog app makes earning cash back fun. It turns your grocery shopping into a game. You get “coins” for each receipt you scan. Then, you can trade these coins for gift cards or cash in your PayPal.
Receipt Hog is special because it makes earning cash back fun. You get coins for buying things and more coins for extra activities. This makes earning money a fun game.
Users can earn about $25 a year with Receipt Hog. The top users can make up to $250 in ten years. The app is very popular, with great ratings on Apple and Google Play.
To start, just take a photo of your grocery receipts. You’ll earn coins based on how much you spent. You can earn more coins by linking your email or Amazon, or by inviting friends.
| Metric | Value |
|---|---|
| Coins earned per grocery receipt | Up to $0.10 |
| Coins earned for receipt categories | Ranging from 5 to 20 coins based on receipt value |
| Coin value reference | 10 coins = $0.05, 100 coins = $0.50, 1000 coins = $5.00 |
| Limit of coins per week for paper receipts | 100 coins |
| Coin bonus for linking email account | 36 coins ($0.18) |
| Coin bonus for linking Amazon account | 75 coins ($0.38) |
| Referral bonus | 250 coins ($1.25) per successful referral |
| Percent of coins required to cash out | 1000 coins = $5 |
Receipt Hog is a great app for earning cash back. It’s fun and offers many ways to earn more. It’s perfect for anyone who loves to shop and earn rewards.
Rakuten – Best for Cashback from Major Stores
Rakuten is a big name in cash-back apps. It covers over 3,500 stores and pays out every three months. You can shop at thousands of stores in the app and get cash back by check.
More than 21 million people use Rakuten to earn cash back. Since 1999, they’ve paid out over $3.6 billion. This shows Rakuten is a big player in rewards.
The average cash back per member in 2023 was $90.16. This makes it a great choice for smart shoppers. The app has over 30,000 5-star reviews on Trustpilot, showing happy customers.
But, it has a 3.6/5 rating on Google Play. Some users say they didn’t get cash back on some trips.
To fix cash back issues, update your devices and reinstall the app. With 15 million users and cash back at 3,500 stores, Rakuten is a top choice for Rakuten cash back app and Rakuten online/in-store rebates.
“Rakuten has changed my shopping. I’ve earned hundreds of dollars in cash back. It’s easy to use and a must-have for saving money.”
Other Notable Cash Back Apps
There are many cash back apps besides the top ones we talked about. These apps offer different ways to earn cash back when you shop for groceries. They are great for finding more savings.
Shopkick gives you “kicks” for doing things like walking into stores and scanning barcodes. CoinOut lets you earn cash back without shopping at certain stores. You can use it at any store.
Swagbucks is a big name for earning points called “Swagbucks.” You can get them by doing things like taking surveys and watching videos. Then, you can trade them for cash or gift cards.
Even though these apps might not be as famous, they can still help you save money. They offer new ways to earn cash back that you might not find elsewhere.
Using a mix of cash back apps and credit card rewards is a smart move. It helps you save more on your grocery shopping. By combining these offers, you can earn a lot more cash back.
Stacking Cash Back with Credit Card Rewards
Want more cash back? Try using a cash-back credit card with your favorite app. You can get 3%-6% from the card and 1%-3% from the app. This means you could save a lot more.
Great cards for this are the Wells Fargo Active Cash Card and the American Express Blue Cash Preferred Card. They give big rewards on common spending. This helps you save more on groceries and get more from your apps and cards.
“I’ve been able to earn close to $500 per year through my cash-back credit card, which has been a game-changer in helping me save and invest more money.”
It’s important to pick the right mix of apps and cards for you. By stacking your rewards, you can save a lot more. You might even save thousands of dollars each year.
By optimizing your spending and using different rewards programs, you’ll save faster. A bit of effort can turn your daily buys into cash back. Use this to pay off debt, build an emergency fund, or invest in your future.
How We Evaluated the Best Cash Back Apps
We looked at many things to find the best cash back apps for grocery shopping. We checked app ratings, how many stores they work with, and how easy they are to use. We also looked at how much money you can get back.
We started by picking apps with high ratings (at least 4.7 stars) and lots of reviews (at least 20,000 in the Apple App Store). This helped us see how good each app is from real users.
Then, we saw how many places each app works with and what you can buy to get cash back. Apps like Ibotta, Fetch Rewards, and Dosh were great because they work with many places for grocery and everyday items.
| App | Eligible Spending Categories | Reward Thresholds |
|---|---|---|
| Ibotta | Groceries, household items, electronics, travel, and more | $20 minimum for redemption |
| Fetch Rewards | Groceries, household, and personal care purchases | 1,000 points = $1 gift card |
| Dosh | Retail, restaurants, hotels, and more | $15 minimum for cash out |
We also looked for apps that let you use cash back with other rewards. Apps like Rakuten that work well with different ways to pay and loyalty programs were top picks.
Our main goal was to find the best cash back apps for grocery shopping. We used a detailed set of criteria for best cash back apps and factors in cash back app rankings. This way, we could give our readers a clear view of the best options.
Best apps for earning cash back on grocery shopping
Saving money on groceries is easy with top cash back apps. These apps help you save on everyday items. They make it simple to earn cash back on your grocery spending.
Apps like Fetch Rewards, Shopmium, Ibotta, Upside, and Rakuten are great. They have high ratings and make earning rewards easy.
| App | App Store Rating | Google Play Rating |
|---|---|---|
| Fetch Rewards | 4.8/5 | 4.6/5 |
| Shopmium | 4.9/5 | 4.3/5 |
| RetailMeNot | 4.8/5 | 4.8/5 |
| Upside | 4.8/5 | 4.6/5 |
| Ibotta | 4.8/5 | 4.5/5 |
| Dosh | 4.7/5 | 4.5/5 |
| Receipt Hog | 4.7/5 | 4.6/5 |
| Rakuten | 4.8/5 | 3.6/5 |
Using these apps can earn you hundreds of dollars a year. They offer cash back on gas, groceries, and more. It’s easy to save with features like receipt scanning and new offers.
“These cash back apps have been a game-changer for my grocery budget. I’ve earned hundreds of dollars in rewards just by using them regularly.”
Looking to save on gas, groceries, or more? Check out these top cash back apps. They help stretch your budget and earn cash back on what you buy.
Tips for Maximizing Cash Back on Groceries
Smart shoppers can save more on groceries. First, download cash-back apps like Ibotta, Dosh, and Fetch Rewards. These apps give rebates on many grocery items, saving you money easily.
Also, link your loyalty cards to these apps and claim offers before you shop. This way, you get all the discounts and rewards. Use a credit card that gives more rewards on grocery buys, like the Blue Cash Preferred® Card from American Express, which offers 6% cash back at U.S. supermarkets.
- Claim all available cash-back offers in your favorite apps before shopping
- Link your loyalty cards to cash-back apps to maximize savings
- Use a credit card with bonus rewards on grocery purchases
- Take advantage of any bonus or multiplier opportunities to boost your earnings
- Diligently upload receipts and track your cash-back earnings
By following these tips, you can save an extra $10 to $50 or more each month. With a bit of effort, you’ll learn how to get more cash back on groceries, strategies for boosting grocery savings, and tactics for optimizing grocery rebates.
| Credit Card | Grocery Rewards | Potential Annual Savings |
|---|---|---|
| American Express® Gold Card | 4X points at U.S. supermarkets (up to $25,000 per year) | $342 (based on $5,703 average annual grocery spend) |
| Chase Freedom Flex® | 5% cash back on rotating grocery store categories (up to $1,500 per quarter) | $150 (based on $5,703 average annual grocery spend) |
| Amex EveryDay® Preferred Credit Card | 3X Membership Rewards points at U.S. supermarkets (up to $6,000 per year) | $171 (based on $5,703 average annual grocery spend) |
| Blue Cash Preferred® Card from American Express | 6% cash back at U.S. supermarkets (up to $6,000 per year) | $342 (based on $5,703 average annual grocery spend) |
| Capital One SavorOne Cash Rewards Credit Card | 3% cash back on grocery store purchases (excluding superstores) | $171 (based on $5,703 average annual grocery spend) |
By using cash-back apps, loyalty programs, and smart credit card choices, you can maximize your grocery savings. This way, you’ll save more money each month.
Conclusion
Looking back, cash back apps are a great way to save money on groceries. Apps like Fetch Rewards, Ibotta, and Rakuten help a lot. They make it easy to earn cash back with just a little effort.
These apps help me save money on everyday items. They work for many things, not just groceries. This makes them very useful for anyone who wants to save money.
I’m excited to use these apps more and see how much I can save. They are easy to use and help me save money. This is good for my wallet and my finances.
FAQ
What are cash-back apps and how do they work?
Cash-back apps help you save money on what you buy. They offer rebates or discounts. You can save on groceries, gas, and online shopping.
To use them, claim offers, buy items, and submit receipts. Or link your payment cards to get cash back.
How much money can I earn using cash-back apps?
Cash-back apps won’t make you rich. But, they can help you save money. You can earn up to 0 in rewards each year.
What are the best cash-back apps for grocery shopping?
For grocery shopping, the top apps are Fetch Rewards, Shopmium, Ibotta, Upside, and Rakuten. They offer features like easy receipt scanning and a wide range of retailers. This helps you save on everyday grocery items.
How can I stack cash-back apps with credit card rewards?
Use a cash-back credit card with your favorite app. This adds 3%-6% in credit card rewards. Plus, you get 1%-3% from the app. This makes your savings even better.
What factors did you consider when evaluating the best cash-back apps?
We looked at app ratings and the number of stores and categories. We also checked how easy they are to use and the reward amounts. Plus, we saw if you can link store loyalty accounts.
User reviews helped us understand each app’s performance and features.
